Consolidating bank accounts

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Each person listed on our account records is an owner of the account opened under this Agreement.

Back to top IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

Back to top Accounts such as individual, joint account (with or without right of survivorship), payable-on-death (POD), etc.

are intended for personal, family or household purposes and may not be used for business or commercial purposes.

We may do so at the time you open the account, at any time while your account is open, or after your account is closed if you owe us any amounts related to your account.

If you do not handle your account in a satisfactory manner and/or it is necessary for us to charge off your account as a loss, we will report such negative information to check or credit reporting agencies.

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